Services
Carbon footprint assessment

Approach and tools:


Data collection and verification:
  • assessment of the bank’s own emissions (Scope 1–2)
  • calculation of financed emissions (Scope 3, Cat. 15) under the PCAF methodology
  • verification of source data and formation of a monitoring database
Emissions calculation in line with international standards:
  • GHG Protocol, ISO 14064, PCAF, SBTi
  • *use of the S&P Global Trucost database (covering 4.5 million suppliers and sectoral emission factors)
  • modeling of missing data across the supply chain and client base
Credit and investment portfolio analysis:
  • identification of industries and companies with the largest carbon footprint
  • determination of priority segments for portfolio decarbonization
  • engagement with clients for data collection and verification
Benchmarking:
  • comparison of the bank’s and portfolio’s carbon profile against international and regional benchmarks
  • analysis of dynamics relative to global Net Zero targets and national taxonomies
Forecasting and scenario modeling:
  • development of portfolio carbon footprint scenarios
  • integration with climate scenarios (NGFS, IEA, IPCC)
  • definition of a Net Zero trajectory for the credit and investment portfolio

Results:


  • Detailed report on the bank’s carbon footprint: Scope 1–2 and Scope 3 (financed emissions)
  • Overview of portfolio carbon intensity and key sectoral risks
  • Recommendations for emissions reduction: from client engagement to credit policy adjustment
  • Transparency and readiness for disclosures under international standards (ISSB/IFRS S2, ESRS E1, TCFD, PCAF)
  • Preparation for participation in ESG ratings and compliance with regulatory and investor requirements
  • Increased trust from the financial community and access to green financing